— Budgeting
Budgeting Calculators
Make every month add up: divide income with the 50/30/20 rule, size an emergency fund, and keep an eye on your net worth.
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- Budget Calculator Build a monthly budget from income and expenses by category. See surplus or deficit, savings rate, where every dollar goes, budgeted versus actual spending, and automatic needs, wants, and savings split.
- 50/30/20 Budget Calculator Apply the 50/30/20 rule to monthly take-home pay: 50% needs, 30% wants, 20% savings and debt. Adjust the ratios, compare actual spending, and see exactly which buckets are over target.
- Monthly Expense Calculator Add up monthly spending by category and see the total, composition, per-day and per-year equivalents, and largest category. Add income to see the share you spend and how much could be saved.
- Family Budget Calculator Build a household budget from income, family size, city, and a chosen framework such as 50/30/20. Get recommended category allocations, then add actual spending to see where you are over or under the guideline.
- Cash Flow Calculator See where your money goes each month and what is left. Enter income and expenses by category to build a personal cash-flow statement with net cash flow, savings rate, ratios, and a Sankey view of every dollar.
- Expense Split Calculator Split shared expenses for trips, roommates, dinners, or households. List people, expenses, and who paid, then see each person’s fair share, net balance, and the shortest settlement plan for who pays whom.
- Subscription Cost Calculator Add up recurring subscriptions across billing cycles. List monthly, quarterly, or yearly services to see true monthly and annual cost, daily cost, 10-year spend, investment opportunity cost, and which subscriptions cost the most.
- Savings Goal Calculator Plan how to reach a savings goal by a target date. Enter goal, current savings, return, and deadline to find the monthly amount needed, or fix the monthly saving and solve for how long it will take.
- College Savings Calculator Estimate what college will cost when your child enrolls and how much to save monthly. Add current savings, expected return, tuition inflation, course length, living costs, and scholarships to see the future cost and savings plan.
- Emergency Fund Calculator Find how large your emergency fund should be. Enter essential monthly expenses, months of cover, current savings, and income stability to see your target, coverage today, savings gap, recommendation, and time needed to reach it.
- Emergency Savings Time Calculator Answer both emergency-fund timing questions. Build mode shows how many months of saving it takes to reach your target. Last mode shows how long savings would last if income stopped, with interest, partial income, and spending cuts included.
- Net Worth Calculator Calculate net worth: assets minus debts. Enter accounts, property, investments, loans, and other liabilities to see total assets, total debts, liquid and investable net worth, debt-to-asset ratio, and projected wealth trend.
- Affordability Calculator Work out what you can really afford for a home, car, rent, or big purchase from income, existing EMIs, living costs, and rates. See Comfortable, Stretch, and Ceiling figures, implied payment, down-payment gap, and rate-stress test.
- Baby Cost Calculator Estimate what a baby costs across setup, delivery, and monthly run-rate. Add gear, insurance, childcare, feeding, medical costs, lost income, and age-5 projection to see upfront cash needed, recurring budget impact, and which choices move the number most.
- Wedding Budget Calculator Plan a wedding budget from guest count, per-plate costs, events, categories, and contingency. Build an estimate or allocate a fixed budget, then see total cost, cost per guest, funding gap, monthly saving, and guest-count sensitivity.
- Moving Cost Calculator Budget a move beyond the truck. Estimate movers from home size, distance, and service level, then add deposits, brokerage, overlap rent, setup, and packing costs to see upfront cash needed, net cost, and peak-cash timing.
- Vacation Budget Calculator Plan a trip budget from transport, accommodation, daily spending, activities, fixed costs, adults, children, and contingency. See total trip cost, cost per person and per day, budget tiers, and monthly saving needed.
Budgets & spending 7
- 50/30/20 Budget Calculator Apply the 50/30/20 rule to monthly take-home pay: 50% needs, 30% wants, 20% savings and debt. Adjust the ratios, compare actual spending, and see exactly which buckets are over target.
- Budget Calculator Build a monthly budget from income and expenses by category. See surplus or deficit, savings rate, where every dollar goes, budgeted versus actual spending, and automatic needs, wants, and savings split.
- Cash Flow Calculator See where your money goes each month and what is left. Enter income and expenses by category to build a personal cash-flow statement with net cash flow, savings rate, ratios, and a Sankey view of every dollar.
- Expense Split Calculator Split shared expenses for trips, roommates, dinners, or households. List people, expenses, and who paid, then see each person’s fair share, net balance, and the shortest settlement plan for who pays whom.
- Family Budget Calculator Build a household budget from income, family size, city, and a chosen framework such as 50/30/20. Get recommended category allocations, then add actual spending to see where you are over or under the guideline.
- Monthly Expense Calculator Add up monthly spending by category and see the total, composition, per-day and per-year equivalents, and largest category. Add income to see the share you spend and how much could be saved.
- Subscription Cost Calculator Add up recurring subscriptions across billing cycles. List monthly, quarterly, or yearly services to see true monthly and annual cost, daily cost, 10-year spend, investment opportunity cost, and which subscriptions cost the most.
Saving goals 4
- College Savings Calculator Estimate what college will cost when your child enrolls and how much to save monthly. Add current savings, expected return, tuition inflation, course length, living costs, and scholarships to see the future cost and savings plan.
- Emergency Fund Calculator Find how large your emergency fund should be. Enter essential monthly expenses, months of cover, current savings, and income stability to see your target, coverage today, savings gap, recommendation, and time needed to reach it.
- Emergency Savings Time Calculator Answer both emergency-fund timing questions. Build mode shows how many months of saving it takes to reach your target. Last mode shows how long savings would last if income stopped, with interest, partial income, and spending cuts included.
- Savings Goal Calculator Plan how to reach a savings goal by a target date. Enter goal, current savings, return, and deadline to find the monthly amount needed, or fix the monthly saving and solve for how long it will take.
Net worth & affordability 2
- Affordability Calculator Work out what you can really afford for a home, car, rent, or big purchase from income, existing EMIs, living costs, and rates. See Comfortable, Stretch, and Ceiling figures, implied payment, down-payment gap, and rate-stress test.
- Net Worth Calculator Calculate net worth: assets minus debts. Enter accounts, property, investments, loans, and other liabilities to see total assets, total debts, liquid and investable net worth, debt-to-asset ratio, and projected wealth trend.
Life events 4
- Baby Cost Calculator Estimate what a baby costs across setup, delivery, and monthly run-rate. Add gear, insurance, childcare, feeding, medical costs, lost income, and age-5 projection to see upfront cash needed, recurring budget impact, and which choices move the number most.
- Moving Cost Calculator Budget a move beyond the truck. Estimate movers from home size, distance, and service level, then add deposits, brokerage, overlap rent, setup, and packing costs to see upfront cash needed, net cost, and peak-cash timing.
- Vacation Budget Calculator Plan a trip budget from transport, accommodation, daily spending, activities, fixed costs, adults, children, and contingency. See total trip cost, cost per person and per day, budget tiers, and monthly saving needed.
- Wedding Budget Calculator Plan a wedding budget from guest count, per-plate costs, events, categories, and contingency. Build an estimate or allocate a fixed budget, then see total cost, cost per guest, funding gap, monthly saving, and guest-count sensitivity.
- 50/30/20 Budget Calculator Apply the 50/30/20 rule to monthly take-home pay: 50% needs, 30% wants, 20% savings and debt. Adjust the ratios, compare actual spending, and see exactly which buckets are over target.
- Affordability Calculator Work out what you can really afford for a home, car, rent, or big purchase from income, existing EMIs, living costs, and rates. See Comfortable, Stretch, and Ceiling figures, implied payment, down-payment gap, and rate-stress test.
- Baby Cost Calculator Estimate what a baby costs across setup, delivery, and monthly run-rate. Add gear, insurance, childcare, feeding, medical costs, lost income, and age-5 projection to see upfront cash needed, recurring budget impact, and which choices move the number most.
- Budget Calculator Build a monthly budget from income and expenses by category. See surplus or deficit, savings rate, where every dollar goes, budgeted versus actual spending, and automatic needs, wants, and savings split.
- Cash Flow Calculator See where your money goes each month and what is left. Enter income and expenses by category to build a personal cash-flow statement with net cash flow, savings rate, ratios, and a Sankey view of every dollar.
- College Savings Calculator Estimate what college will cost when your child enrolls and how much to save monthly. Add current savings, expected return, tuition inflation, course length, living costs, and scholarships to see the future cost and savings plan.
- Emergency Fund Calculator Find how large your emergency fund should be. Enter essential monthly expenses, months of cover, current savings, and income stability to see your target, coverage today, savings gap, recommendation, and time needed to reach it.
- Emergency Savings Time Calculator Answer both emergency-fund timing questions. Build mode shows how many months of saving it takes to reach your target. Last mode shows how long savings would last if income stopped, with interest, partial income, and spending cuts included.
- Expense Split Calculator Split shared expenses for trips, roommates, dinners, or households. List people, expenses, and who paid, then see each person’s fair share, net balance, and the shortest settlement plan for who pays whom.
- Family Budget Calculator Build a household budget from income, family size, city, and a chosen framework such as 50/30/20. Get recommended category allocations, then add actual spending to see where you are over or under the guideline.
- Monthly Expense Calculator Add up monthly spending by category and see the total, composition, per-day and per-year equivalents, and largest category. Add income to see the share you spend and how much could be saved.
- Moving Cost Calculator Budget a move beyond the truck. Estimate movers from home size, distance, and service level, then add deposits, brokerage, overlap rent, setup, and packing costs to see upfront cash needed, net cost, and peak-cash timing.
- Net Worth Calculator Calculate net worth: assets minus debts. Enter accounts, property, investments, loans, and other liabilities to see total assets, total debts, liquid and investable net worth, debt-to-asset ratio, and projected wealth trend.
- Savings Goal Calculator Plan how to reach a savings goal by a target date. Enter goal, current savings, return, and deadline to find the monthly amount needed, or fix the monthly saving and solve for how long it will take.
- Subscription Cost Calculator Add up recurring subscriptions across billing cycles. List monthly, quarterly, or yearly services to see true monthly and annual cost, daily cost, 10-year spend, investment opportunity cost, and which subscriptions cost the most.
- Vacation Budget Calculator Plan a trip budget from transport, accommodation, daily spending, activities, fixed costs, adults, children, and contingency. See total trip cost, cost per person and per day, budget tiers, and monthly saving needed.
- Wedding Budget Calculator Plan a wedding budget from guest count, per-plate costs, events, categories, and contingency. Build an estimate or allocate a fixed budget, then see total cost, cost per guest, funding gap, monthly saving, and guest-count sensitivity.